Bankruptcy · Maryland · Virginia · DC

Sell Your House While in Bankruptcy in Maryland, Virginia and DC

Can you sell your house during bankruptcy? Often yes, with approval from the trustee or the court. We give your attorney a signed cash contract ready to file, wait for the court order and close on the court's timeline. No repairs and no showings, backed by a $10,000 non-refundable deposit. We help homeowners sell your house fast in any situation.

Get My Cash Offer Call (703) 750-3332

BBBACCREDITEDBUSINESSA+

DMV house sold for cash during a bankruptcy case

We Buy As-Is

Your Cash OfferNo obligation

✓ $10,000 non-refundable deposit in every contract

1986Buying DMV houses since
3,000+Homes purchased
24hrCash offer turnaround
3 daysClose as quickly as

The short answer

Can You Sell Your House During Bankruptcy?

Often yes, but only with approval from the bankruptcy trustee or the court.

Once you file, the house is protected by the case. Selling it is possible, as long as the sale follows the court's rules.

Your House Is Part of the Bankruptcy Estate

Filing places your property, including your home, under the court's oversight. You can't sell it on your own.

Why the Trustee or Court Must Approve

In any chapter, a sale needs permission. Your attorney files a motion with the contract, the price, proof of value and where the money goes.

Homeowner reviewing bankruptcy paperwork late at night

Find your chapter

Selling in Chapter 7 vs Chapter 13

The chapter you filed under changes who controls the sale. Pick yours for the full guide.

	Chapter 7	Chapter 13
Who controls the sale	Usually the trustee	You, with court approval
Why people sell	Equity above the exemption	To pay off or end the plan
Typical timing	Early in the case	Any time during the plan

Chapter 7: The Trustee May Sell, or You Sell First

If your equity is more than you can protect, the trustee may sell. A fair cash sale can be simpler. Read about selling a house in Chapter 7 bankruptcy.

Chapter 13: Selling to Pay Off Your Plan

Selling can pay off your plan early or replace payments you can't keep up. Read about selling a house in Chapter 13 bankruptcy.

DMV house sold for cash before a bankruptcy filing

Not filed yet?

Selling Your House Before You File

Selling first can be simpler, if the sale is fair and fully documented.

Fair Market Sales vs Transfers That Get Undone

A sale at fair value to an outside buyer is normally fine. Gifts or cheap sales to family can be undone by a trustee.

Talk to Your Attorney Before You Sign

Your attorney can time the sale and protect the proceeds. Facing a sale date too? Read about selling a house before foreclosure.

Maryland vs Virginia vs DC

Bankruptcy Courts and Homestead Exemptions in the DMV

The homestead exemption is how much home equity you can protect. It varies a lot across the DMV.

	Virginia	Maryland	Washington DC
Court	Eastern District of Virginia (Alexandria for Northern VA)	District of Maryland (Greenbelt and Baltimore)	U.S. Bankruptcy Court for DC
Homestead exemption	Up to $5,000 ($10,000 if 65+), plus up to $50,000 for a principal residence	$150,000 for most filers, $300,000 for some 60+ veterans or disabled filers (cases filed from June 1, 2026)	No dollar limit on a primary residence, subject to federal limits

Virginia: Eastern District Courts

Northern Virginia cases are heard in Alexandria. We help you sell your house fast in Virginia.

Maryland: District of Maryland

Cases are heard in Greenbelt or Baltimore. We help you sell your house fast in Maryland.

Washington DC: District of Columbia Court

One court for all of DC. We help you sell your house fast in Washington DC.

General information, not legal advice. Exemption amounts and rules change, so confirm them with your bankruptcy attorney.

Attorney-friendly

How We Work With Your Attorney and Trustee

See how our cash buying process works.

Talk to Your Attorney

Tell us your chapter, case status and timeline.

Signed Cash Offer

A written contract your attorney can attach to the motion.

Court or Trustee Approval

Your attorney files. We wait for the order.

Close on the Court's Timeline

Proceeds are paid as the order directs.

A Signed Contract Your Attorney Can File

Our contract shows the price, the terms and who gets paid at closing, ready to attach to the motion to sell.

Closing After the Court Order Is Entered

We close once the order is in. Our $10,000 non-refundable deposit shows the court we're a serious buyer.

"His service is Five Star and his heart is Five Star."

Shelley W. · Sold her home to Quick HomebuyersStart My Fresh Start

What homeowners say

Rated by Real Sellers Across the DMV

★ Google Reviews

See Our Live Reviews on Google

Real reviews from homeowners we have helped. New reviews appear here automatically.

Loading Google reviews...

Get started

Get a Cash Offer on Your Property

Wherever you are in Maryland, Virginia or DC, tell us about your home. We respond within 24 hours with a free, no-obligation cash offer.

✓No repairs, listing or showings
✓No fees, no commissions
✓We pay 100% of closing costs
✓Close in as little as 3 days

Call (703) 750-3332 Full Offer Page

We'd Love to Hear From You

Name*Please enter your name.

Phone*Please enter a 10-digit phone number.

Email*Please enter a valid email.

Property Address

City, State*Required.

Zip Code*Required.

What's the condition of the property?*Required.

How soon would you like to sell?*Required.

How long have you owned the property?*Required.

Have you refinanced?*Required.

Is this an Estate Property?*Required.

How did you hear about us?*Required.

No obligation. Your information is never shared.

Thank you. We will contact you shortly. For immediate help call (703) 750-3332.

Other situations

Every Situation We Help With

Each situation has its own page with the details, timelines and answers. See all of them on Who We Help.

Foreclosure

"I got a notice from my lender."

Behind on payments? Sell before the auction and protect your credit and equity.

Learn more

Inherited House

"I inherited a house I cannot manage."

Skip cleanouts, repairs and probate headaches. We buy as-is, even from out of state.

Learn more

Rental Property

"I am done being a landlord."

Difficult tenants or ready to exit? We buy rentals with tenants in place.

Learn more

Relocation

"I start the new job in 3 weeks."

Moving for work or family? We line the closing up with your move date.

Learn more

House Needs Repairs

"I cannot afford a new roof."

We buy as-is. You never fix, paint or update a thing.

Learn more

Not Sure Which One Fits?

Vacant or distressed home, or something else entirely? Tell us what is going on and we will say plainly whether we can buy it.

Talk to Us

Questions

Frequently Asked Questions

Straight answers to what homeowners ask us most.

Can I sell my house while in bankruptcy?

Often yes, as long as the trustee or the court approves the sale. Once you file, your home becomes part of the bankruptcy estate, so you can't sell it on your own. Your attorney asks the court for permission, and we wait for that approval before closing. Many homeowners in Chapter 7 and Chapter 13 sell this way every year.

Do I need court approval?

Yes, in almost every case. A debtor in any chapter generally needs court permission to sell real estate. Your attorney files a motion to sell that includes the signed contract, the price, proof of value and where the proceeds will go. Creditors and the trustee get a chance to object. Once the court enters an order, the sale can close.

How long does approval take?

Approval often takes a few weeks, depending on the court's schedule and whether anyone objects. Your attorney must give creditors notice, and some courts hold a hearing. We set the closing date after the order is entered, so you don't lose the sale while you wait. We stay in touch with your attorney throughout, so nothing stalls or gets missed.

Can I sell before I file?

Yes, you can sell before you file, and it is sometimes the simpler path. The key is selling at fair market value to an outside buyer and keeping clear records. Transfers to family or sales far below value can be undone by a trustee later. Talk to your bankruptcy attorney before you sign, so the timing works in your favor.

What happens to the money from the sale?

The mortgage, liens and closing costs are paid first. What remains is handled as the court order says. Part may be protected by your homestead exemption and paid to you, and part may go to the trustee for creditors or to your Chapter 13 plan. Your attorney explains the exact split for your case and your chapter before the sale closes.

Can bankruptcy pause a foreclosure so I can sell?

Yes, filing usually triggers an automatic stay that pauses a foreclosure sale. That pause can give you time to sell with court approval instead of losing the house at auction. The stay has limits, especially for people who filed recent cases, and lenders can ask the court to lift it. Your attorney can tell you how much time you really have and how to use it.

Will you work with my bankruptcy attorney?

Yes, we work directly with bankruptcy attorneys and trustees across Maryland, Virginia and DC. We provide a clean, signed contract that is ready to attach to a motion to sell, answer questions about our offer, and wait for the court order before closing. Our $10,000 non-refundable deposit shows the court and the trustee that our offer is real and ready to close.

Do you buy houses in any condition during bankruptcy?

Yes, we buy houses as-is in any condition, even during a bankruptcy case. You don't need to make repairs, clean out the house or pay for inspections. Our offer accounts for the condition up front, so the price doesn't change after the court approves it. That matters, because a lower price could require going back to court for a new approval.

Get a Cash Offer Your Attorney Can Review

A written, signed offer within 24 hours, ready for your attorney and the court.

Get My Cash Offer Call (703) 750-3332

Prefer to talk to the owner? Call Ed's cell at (301) 518-8000.

Name(Required)

Phone(Required)

Email(Required)

Property Address(Required)

Zip Code(Required)

What’s the condition of the property?(Required)

How soon would you like to sell?(Required)

How long have you owned the property?(Required)

Have you refinanced?(Required)

Is this an Estate Property?(Required)

How did you hear about us?(Required)

      EXCELLENT  
   Based on 56 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Thelma Naulty 
 
 
 
 Trustindex verifies that the original source of the review is Google. I would like to say how incredible it was working with Ed, and his team. Warm, friendly, giving, patient, understanding beyond words. Ed had to work with my 80 year old sister with Bi-Polar disorder. To sell her house in Mount Ranier, Md. He was amazing working with her. I spent many days on the phone with Ed, and Angela talking me through the process, they were reassuring, and answered every question or concern I had with both compassion and care!
The entire process was smooth and quick, only because of their expertise, and knowledge. I cant even describe in words how easy and smooth they made it.
I met Ed through my niece. She highly recommended Ed since he bought three different properties from her on her in-law side.  I now Highly recommend Ed to anyone looking to sell their property. If you want, smooth, friendly, professional...Please get Ed Rooney! He is now an incredible friend, Ed is absolutley someone you want in your corner, and as a friend!! I'am forever grateful for what Ed did for me.
This is now our second time working together, Ed purchased my other sisters house in College Park, Md. I will get Ed a 1000 times if I could. I know for certain we will work together again. Thank You Ed, Angela, and the amazing team.
Thelma Naulty
  
 
      Posted on Google  
   
   chris white 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had a great experience with Quick Homebuyers!  I needed to sell my mother's home due to her passing.  Ed made the process smooth and easy.  Ed was the first one onsite to meet with me at the home and was easy to talk to.  I explained my problem and he solved it!

He and his team followed up as often as possible and kept me informed during the process.  I really felt that I was important to him in solving my problem, not just to buy the home.

I recommend QHB,I to anyone facing the same situation.  Thank you!
  
 
      Posted on Google  
   
   Nicole Cartwright 
 
 
 
 Trustindex verifies that the original source of the review is Google. I recently had the pleasure of having Mr. Rooney sell my grandmother’s home that was in probate for over four years. I owed a significant amount of money in back taxes, he paid the  taxes and I was still left with a reasonable amount of money. Mr. Rooney and Angela Kim are responsible, professional and very accommodating. They worked very quickly to get the sale done in less than thirty days. I highly recommend Quick Homebuyers, they are the BEST!
  
 
      Posted on Google  
   
   K. Sims 
 
 
 
 Trustindex verifies that the original source of the review is Google. I recently sold my home and relocated. I was referred by a friend and was extremely satisfied with the process. Ed and his team are very efficient. I never felt pressured to do anything. The notary came to me, and I literally left my house twice to do something in regards to the process. They did everything they said they would and more. I would definitely recommend them to anyone. Thank you Ed and Angela!
  
 
      Posted on Google  
   
   Daniel Rivera 
 
 
 
 Trustindex verifies that the original source of the review is Google. Quick Homebuyers went above and beyond to provide me a market value assessment and other property info I needed for my house.  They responded quickly after my initial request and I spoke with real humans.  Thank you Quick Homebuyers. I recommend them.
  
 
      Posted on Google  
   
   Mae Phillips 
 
 
 
 Trustindex verifies that the original source of the review is Google. I called several companies to sell my late mother’s estate property and Quick Homebuyers was by far the most communicative. They competed again four other offers I received, and while I was negotiating with the other companies, I kept having to leave voicemails and almost never reached the owners. Two of those companies had answering services where I would have to leave a message with them, only to receive a delayed call back. I choose Quick Homebuyers because not only did they offer the best price and terms, but I felt more comfortable working with them. They gave me a fair cash offer range the same day I called and after they saw the property, actually offered me over than the higher number in their initial offer. They closed in a week as promised and let the tenant stay in the property for free after settlement while they helped her find her next home. That was their biggest selling point because I did not have to wait until she left to sell. They also paid for movers to move everything to her next home, which I thought was very admirable because I did not even find out until after the fact. Whenever I called for Ed or Angela, they were always available and never let my calls go to voicemail. One night I called around 11pm to leave a voicemail for Ed to call me in the morning, and to my surprise he actually answered. Every time I sent an email, I got response within 10 minutes. Their team was super easy to work with and I’m very pleased with their quality of service. The process was incredibly stressful until they entered the picture and supported me throughout the entire process. Highly, highly recommend. He is the best!
  
 
      Posted on Google  
   
   marilyn jacobs 
 
 
 
 Trustindex verifies that the original source of the review is Google. When I first contacted Quick Homebuyers, I was overwhelmed and under pressure. From our very first conversation, they took a huge weight off my shoulders. Every promise they made, they kept. They closed quickly, handled every detail of the sale, and truly went above and beyond what I ever expected from a home-buying company. They showed an incredible level of compassion that I’ll never forget. I was behind on my car payment, had a repair bill, needed a security deposit for a new apartment, and I had a once-in-a-lifetime trip planned with friends that I was about to cancel. Quick Homebuyers stepped in and covered all of it and even paid for my flight—saying these would all be reimbursed at closing. But when the payoffs came in, I found out I actually had to bring thousands of dollars to the table just to sell the house. Instead of backing out, they told me not to worry—they covered everything they had fronted for me, and they even paid the amount I owed at closing, just so I could walk away free and clear. On top of all that, they paid for movers to come in and assist in packing up my belongings, and move everything to my new apartment. I am so incredibly grateful that I made the decision to reach out to Quick Homebuyers. They are not just ethical and professional—they are compassionate, and they truly care about the people they help. I would recommend them without hesitation to anyone who is looking to sell their home, they truly do solve problems.
  
 
      Posted on Google  
   
   Larry Clark 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had to sell my father's house after he passed. Many buyers reached out wanting to purchase it. When Ed and his team contacted me he was more concerned that I did not get taken advantage of. He talked me through the process  of how this will work and gave me valuable information making me feel at ease.  I don't live in the same area as my father so moving all his things was going to be a huge under taking.Ed packed, shipped all of the things in the house that I  wanted at no cost to me. He had a moving compay come pack all my belongings and ship everything to  Georgia  for free..The locks on the house had to be changed to get access  to the house Ed  paid to have new locks installed and did not charge me. They also deposed of everything in the house that I did not want for free! That saved me hundreds of dollars We settled on a price and closed quickly.  Thanks Ed your a man of you word.I would recommend. quick homebuyer  to anyone that has a home to sell.
  
 
      Posted on Google  
   
   Julie Lucas 
 
 
 
 Trustindex verifies that the original source of the review is Google. Ed Rooney and Angela Kim were great to work with. Both were very responsive, knowledgeable, and helpful. They made promises and delivered on them.

I would definitely recommend them!
  
 
      Posted on Google  
   
   Cindy Furr 
 
 
 
 Trustindex verifies that the original source of the review is Google. We never thought we would be drawn into needing help. Ed and his team showed us how easy this adventure would actually be. He visited in person on the very first visit and his team was here. The curtesy and professionalism to the follow ups after, they definitely know their business. I would recommend Ed Rooney and Quick Homebuyers with no hesitation, and they really do "solve problems".

Thank you Mr. Rooney and staff.

The Furr's